Compare pet insurance plans in 30 seconds
Our AI agent scans 8+ top US insurers, ranks the best 3 for your pet, files your claims, and finds you savings — completely free.
Compare across all major US insurers
Why use the Pet Insurance Agent?
Comparing pet insurance used to mean opening 8 browser tabs and filling out 8 forms. Now it's one form, one AI agent, one minute.
Compare 8+ insurers in 30 seconds
One form, instant side-by-side quotes ranked by best fit for your pet.
See your true annual cost
Premium + deductible + co-pays — no marketing fluff, just real numbers.
AI-powered claim filing
Snap a photo of your vet bill and we auto-fill and submit the claim for you.
Find $200–$600/yr in savings
Spot discounts, coverage gaps, and cheaper plans tailored to your pet.
Renewal & rate alerts
Get notified before premiums increase so you can re-shop or negotiate.
Breed-specific guidance
Know which plans actually cover hip dysplasia, allergies, and heart disease.
How it works
Tell us about your pet
Species, breed, age, health history.
Get personalized matches
AI ranks the best 3 plans for you.
Compare side-by-side
Premiums, deductibles, what's covered.
Enroll & manage
File claims and renew from one place.
Average pet parent saves $387/year
By comparing plans and right-sizing coverage, our users save an average of $387 per year vs. sticking with their original plan.
See how much you can savePet insurance FAQs
How much does pet insurance cost on average?
Dog insurance averages $35–$70/month and cat insurance $15–$35/month in the US. The Pet Insurance Agent gives you an accurate quote for your specific pet in seconds.
Is pet insurance worth it?
For most pet parents, yes. A single emergency vet visit can cost $2,000–$8,000. Insurance turns an unpredictable financial shock into a predictable monthly bill. The agent calculates whether it pays off for your specific pet vs. self-insuring.
What does pet insurance cover?
Most plans cover accidents, illnesses, surgeries, hospitalization, prescriptions, and diagnostics. Wellness add-ons cover vaccines and routine care. Pre-existing conditions are never covered.
Can I use any vet with pet insurance?
Yes — unlike human health insurance, all major pet insurers let you use any licensed vet, emergency hospital, or specialist in the US and Canada.
How fast are claim reimbursements?
Lemonade and Trupanion can pay claims within minutes to 2 days. Most others reimburse within 2–4 weeks. The agent tracks the status of every claim you file.
Protect your pet — and your wallet
Join thousands of pet parents using AI to find the right coverage at the right price.
Try the Pet Insurance Agent free