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Embrace pet insurance review
4.4Best all-rounder
Covers the things others quietly exclude — exam fees, dental illness, and behavioral therapy.
Get a Embrace quoteAt a glance
What we like
- Exam fees included, which most competitors exclude
- Dental illness and behavioral therapy covered
- Diminishing deductible: drops $50 for every claim-free year
- Optional Wellness Rewards for routine care
Where it falls short
- Accident-and-illness coverage is not offered to pets 15+
- Wellness Rewards is a spending allowance, not true insurance
Who Embrace is right for
Most owners — the widest coverage per dollar if you want few surprises at claim time.
PawAide may earn a commission if you enroll through our links. This never affects your premium or our rating. Coverage terms vary by state and plan version — confirm details in the policy document before purchasing.