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Nationwide

Nationwide pet insurance review

3.9Best for exotic pets

The only major carrier that will insure birds, reptiles, and small mammals.

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At a glance

Typical / mo$35–$90
Reimbursement50–90%
DeductibleAnnual, $250
Annual limit$10,000+
Waiting periods14 days
Exam fees Covered
Dental illness Covered
Hereditary Covered
Wellness add-on Covered

What we like

  • Covers exotic pets almost no one else will
  • Whole-pet plans include wellness alongside illness
  • Multi-pet discounts available

Where it falls short

  • Some plans reimburse on a benefit schedule, not your actual vet bill
  • Fewer customizable deductible options
  • Claim processing is slower than app-first competitors

Who Nationwide is right for

Exotic pet owners, and anyone wanting one carrier across a mixed household.

PawAide may earn a commission if you enroll through our links. This never affects your premium or our rating. Coverage terms vary by state and plan version — confirm details in the policy document before purchasing.