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Pets Best

Pets Best pet insurance review

4.2Best value

Cheap accident-only tier, a $50 deductible option, and direct-to-vet payment.

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At a glance

Typical / mo$25–$70
Reimbursement70–90%
DeductibleAnnual, $50–$1,000
Annual limit$5,000–unlimited
Waiting periods3 days accident, 14 days illness
Exam fees Covered
Dental illness Covered
Hereditary Covered
Wellness add-on Covered

What we like

  • Deductibles start as low as $50
  • Can pay participating vets directly
  • 3-day accident waiting period
  • Accident-only tier for very tight budgets

Where it falls short

  • A 6-month waiting period applies to cruciate ligament conditions
  • Exam fees require the higher-tier plan

Who Pets Best is right for

Value hunters who still want customizable limits and low deductibles.

PawAide may earn a commission if you enroll through our links. This never affects your premium or our rating. Coverage terms vary by state and plan version — confirm details in the policy document before purchasing.